By Jimmy T. Singh, CPA | Author & Independent Financial Consultant
We are trained to manage risk. In finance, in operations, in leadership, the ability to see what could go wrong before anyone else in the room does is what makes a trusted executive worth trusting.
But that same skill, applied to your own career, can become the thing that holds you in place long after you should have moved.
I learned this the hard way, and I want to share it: not as advice, but as the kind of honest account one professional might offer another over a quiet conversation, years after the fact. I mentioned this decision briefly last month. What I did not describe was what it actually cost to make it.
We had just bought our first home. Like many young families, we stretched to make it happen. When the closing was over, most of our savings were gone. Our first son had recently been born. Every month brought a mortgage payment, childcare expenses, and the ordinary costs that come with starting a life together.
Then an opportunity appeared.
The position offered greater potential, but it came with a lower salary and a six-month probation period. If it did not work out, I could lose the job and put everything we had just worked for at risk.
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